Happy New Year and welcome to our first edition for 2021! We hope you had an enjoyable break over the holiday season.

During our younger years we often don’t consider how our spending today could impact us later in life. Discover what to avoid doing now for a better financial future.

Most of us would prefer to be debt-free as we reach retirement, however, this isn’t always possible. There are several things you can do whilst you’re still working to help reduce your debt before retirement.

Next, we look at different life insurance products, what they cover and what you should check before taking out a policy.

Investing can be daunting for some. This article provides some insight into diversification and how it can benefit you.

Finally, here’s a few delicious summer recipes to try on the BBQ.

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on (08) 8379 3307 or email geoff@needsfs.com.au.

Kind regards,

Geoff Needs

14 money mistakes to avoid in your younger years

Here’s a list of things you could stop doing if you no longer want to rely on the bank of mum and dad, or that credit card.

Read full article >>

6 ways to help reduce your debts before you retire

As your working life draws to a close, your social life and recreational activities don’t have to. If you’re anxious about money still owing, here are some helpful hints.

Read full article >>

How life insurance works

Life insurance can help protect you and your loved ones financially if something unexpected happens.

Read full article >>

Diversification: Spread your investments and lower your risk

Diversification is an investment strategy that lowers your portfolio's risk and helps you get more stable returns.

Read full article >>

Sizzling summer BBQ recipes

Summer and BBQs make an irresistible combo.

And for cooking inspo beyond ordinary, check out these delicious dishes courtesy of our friends at Weber.

Read full article >>

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