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Welcome to our final quarterly newsletter for 2023

In our first article, we explain the different superannuation investment options available and how your super could be affected by cyclical movements within the share market.

We are all feeling the financial pinch with the interest rate hikes that have occurred since May 2022, but it’s times like these that remind us all, why having an emergency fund is so important. Explore more here.

A mortgage is a long-term commitment and it’s one that many people enter into with a ‘set and forget’ mentality. Now is a great time to review if it’s still working for you. 

A recent study by the ASX, it found that younger investors are more risk averse than we would typically expect. Find out why in this article. 

Planning for a holiday is exciting but with the current cost of living, planning a long expensive holiday may not be possible. We’ve provided a few ways that could allow you to travel without breaking the bank.

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on (08) 8379 3307 or email geoff@needsfs.com.au

Kind regards,

Geoff Needs

How investment market volatility could affect your super

You may hear about investment market volatility and think it has nothing to do with you, especially if you don’t own any investments, such as shares. Read full article >>

Why an emergency fund delivers peace of mind

It might be tough at first to find the extra dollars to build an emergency fund but it will pay off when you need it. Read full article >>

Is your mortgage still working for you?

A mortgage is a long-term commitment and it’s one that many people enter into with a ‘set and forget’ mentality. Now is a great time to review if it’s still working for you. Read full article >>

Why young investors are more risk averse

The ranks of young Australian investors have swelled over the last two years. And many have very different investment objectives and strategies to older investors. Read full article >>

Travel on a shoestring

There is a big wide world out there just waiting for you explore so don’t miss out just because you’re watching your budget. Read full article >>