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Welcome to 2020! We hope you had time to rest and revive in the company of friends and family over the holiday season and that this year is your best year yet.

Do you know how your super fund invests your money? To get up to speed on your super investment options, we've answered three common questions in our first article.

Are you nearing retirement? To increase the odds that your retirement dream matches the reality, consider the seven steps we outline in this newsletter. And, enjoy our top tips on staying healthy, active and connected in retirement.

If you plan on going on parental leave this year, consider our pointers that will help you prepare.

Dream of going on a retreat that doesn't break the bank? Discover three affordable health and wellness holidays that you could add to your travel list.

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on (08) 8379 3307 or email geoff@needsfs.com.au.

Kind regards,

Geoff Needs

Super investment options – what’s right for you?

When it comes to superannuation, most funds offer a range of investment options.

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Nearing retirement? 7 steps to take before you leave work

You're so close. You were diligent in making additional contributions to your super when it made sense and have saved enough in your fund of choice. You have created a realistic retirement budget. You dream of more days at the beach, turning into a grey nomad, with none, zero, nada, office commitments.

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Things to consider before going on parental leave

If a reduction in income is on the cards and you’re starting to worry about your cash situation, you’re not alone. Here are some pointers to help you prepare.

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6 ways to stay well in retirement

A fulfilling retirement isn’t just about money, it’s about staying healthy, active and connected.

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Affordable Destinations for Health and Wellness Holidays

If you struggle to stick to a healthy diet, don't exercise regularly or can't make time for peaceful moments of rest, chances are you need a holiday - and don’t we all!

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